Paytm Demat Account Charges, AMC Brokerage 

Paytm offers free demat account opening with zero AMC charges. But there is a catch. 

Paytm charges a fee of Rs 30 per month as a monthly platform fee, which is Rs 360 per annum. The same amount other stockbrokers charge for the annual maintenance fee. For me, the zero AMC fee is like a bluff. 

In this blog post, I will provide information about all Paytm Money Demat charges that you may pay if you are a Paytm Demat holder. 

Paytm Money Charges Details 

Paytm Money Account Opening Charges

Paytm Money Money provides zero fees for account Demat and trading accounts. 

Paytm Money Money Account Opening Charges – Free

Paytm Money Annual Maintenance Charges 

Paytm Money Money charges zero annual maintenance fee for Demat & trading accounts. Whereas Paytm charges Rs 30 per month as a monthly platform fee. This Rs 360 per year is equivalent to AMC charges by other stockbrokers.  

If you want to open a Demat account with absolute zero fees then you can choose among Upstox, Groww, and Fyers. Only these 3 stock brokers among the top 20 stock brokers provide the zero AMC account.

Paytm Money Brokerage Charges

Paytm Money offers one of the lowest brokerage charges in India. The brokerage charges are 0.05% or Rs. 15 per trade, whichever is lower. 

Let’s have a look at the brokerage charges 

Trading SegmentCharges
Equity Delivery
Lower of 2.5% or Rs. 15- per order
Equity Intraday Rs. 15 or 0.05% per executed order whichever is lower
Equity FuturesRs. 15 or 0.02% per executed order whichever is lower
Equity OptionsFlat Rs. 15 per executed order

Edelweiss is the only broker that charges Rs 10 below Paytm Money among the top brokers.

Paytm Money Delivery Charges

Paytm Money charges a lower of Rs. 15 or 2.5% per executed order on delivery orders. 

For example, if you buy stocks worth Rs 500 then Paytm will charge Rs 12.5 for stock delivery, not Rs 15. But if you place an order for 5,00,000 then a fixed charge of Rs 15 will be charged.

Zerodha, Angel One and Fyers are the only 3 brokers who provide free stock delivery.

Paytm Money Intraday Charges

Paytm Money charges a lower of Rs. 15 or 0.05% per executed order irrespective of the trading volume. 

For example, if you trade worth Rs 20000 then Paytm Money will charge Rs 6 for stock intraday, not Rs 15. But if you place an order for 5,00,000 then a fixed charge of Rs 15 will be charged.

Paytm Money Futures Trading Charges

Paytm Money charges a lower of Rs. 20 or 0.02% per executed order irrespective of the trading volume for the equity segment. 

For example, if you trade worth Rs 30000 then Paytm Money will charge Rs 6 for Futures, not Rs 15. But if you place an order for 1,00,000 then a fixed charge of Rs 15 will be charged.

Paytm Money Options Trading Charges

Paytm Money charges a flat fee of Rs 15 per options order for the equity segment. 

Paytm Charges for IPO Investment  

Paytm charges zero fees for IPO applications through its trading platform.

Paytm Money Call and Trade Charges

Paytm Money charges a fee of Rs. 100 per executed order for all trades executed through Call and Trade.

Call & Trade charges include – 

  • successfully placed orders
  • executed orders
  • rejected orders
  • canceled orders

Paytm Money Plegde and Unpledged Charges 

You can use the margin against Demat holdings for trading futures & options only. Paytm Money charges Rs 15 per scrip on pledging and upledging of the stocks. 

Paytm Money Margin Shortfall Penality 

Paytm Money charges a penalty of 1% on the Margin shortfall.

Paytm Money Charges For Auto-square Off

Paytm Money charge Rs. 50 per auto-squares off all open intraday positions at or after the cut-off time.

SegmentEquity intradayEquity F&OCurrency F&OCommodity F&O
Cut-off time3.20 pm3.25 pm4.45 pm25 mins before close

Paytm Money CML Modification charges  

Paytm charges Rs 25 for modification in CML 

Paytm Money Off Market Share Transfer Charges 

You would need to pay Rs 10 per transaction for off-market share transfers. 

Paytm Money Funds Add Charges 

Paytm Money charges a fee Rs. 10 per deposit through netbanking.  UPI & IMPS options are free.

Paytm Money Funds Withdraw Charges 

Paytm Money doesn’t charge any fee for withdrawing funds from your trading to your bank account.

Paytm Money Charges for Cancelled Orders

Paytm Money does not charge any fees for canceling orders.

Cancellation can be due to –

  • Canceling orders manually
  • Auto-canceled by the system
  • Order rejected for short of funds or any reason

Paytm Money Charges for GTT

Paytm Money does not charge any fees for setting up GTT (Good Till Triggered) orders. However, a normal brokerage fee of up to Rs. 15 is charged when the order is triggered.

Paytm Money Charges For BTST

Paytm Money charges Rs 0 for BTST trades as this order comes under delivery product.

Paytm Money Charges for Debit Account Balance 

1.5% charged monthly on the outstanding bill. 

Paytm Physical statement courier Charges 

You need to pay Rs. 300 per request + Rs. 300 per courier. 

Government Taxes and Regulatory Charges

Paytm Money Transaction Charges

Paytm Money charges transaction charges for every trade executed on the exchange. The charges are levied by the exchange and vary from one exchange to another. The charges are as follows:

Segment Charges 
NSE Equity (intraday/ delivery)0.00345%
BSE Equity (intraday/delivery) 0.00375%
NSE Equity Futures0.0020%
NSE Equity Options0.053%

Paytm Money STT Charges

STT (Securities Transaction Tax) is levied by the government on securities and commodities on all trades executed on the exchange. The charges are as follows:

Trading SegmentCharges
Equity Delivery0.1% on both buy & sell
Equity Intraday 0.025% only on sell
Equity Futures0.01% only on sell
Equity Options0.05% only on sell

Paytm Money Stamp Duty

Stamp duty is a tax levied by the state government on the transfer of securities. Stamp duty is charged only on the buy side. 

The stamp duty charges are as follows:

Trading SegmentCharges
Equity Delivery0.015% or Rs 1500 / crore
Equity Intraday 0.003% or Rs 300 / crore
Equity Futures0.002% or Rs 200 / crore
Equity Options0.003% or Rs 300 / crore 

Paytm Money DP Charges

Paytm Money charges a DP charge of Rs. 13.5 per scrip for each Demat debit transaction(sell). There are no charges for Demat credit transactions. This is charged only on stock delivery. 

Paytm Money SEBI Charges

Every broker has to pay a fee to SEBI for every trade that they execute on behalf of their clients.

Paytm Money charges a fee of 0.0001% of turnover as SEBI charges.

GST (Goods and Services Tax)

GST is levied by the government on the services provided by the broker. 18% GST needs to be paid on all the charges like brokerage fees, SEBI charges, and transaction fees.

FAQs

Is there any way to get a refund of Paytm Money charges?

No, Paytm Money charges are non-refundable. However, if there is an error from Paytm Money’s end, the charges may be refunded.

How can I pay Paytm Money charges?

Paytm Money charges are deducted from your Paytm Money account balance at the time of the transaction.

Can I avoid Paytm Money charges?

No, Paytm Money charges are mandatory for availing of its investment services.

Does Paytm Money charge any fee for switching between mutual fund schemes?

No, Paytm Money does not charge any fee for switching between mutual fund schemes.

Does Paytm Money charge any account opening fee?

No, Paytm Money does not charge any account opening fee.

Are there any hidden charges in Paytm Money?

No, there are no hidden charges in Paytm Money. All charges are clearly mentioned on the website and app.

Does Paytm Money charge any fee for order cancellation?

No, Paytm Money does not charge any fee for order cancellation.

Does Paytm Money charge for demat account maintenance?

No, Paytm Money does not charge any fee for maintaining a demat account, whereas you need to pay Rs 30 per month as a platform use fee.

How much does Paytm Money charge for stockbroking services?

Paytm Money charges a flat fee of ₹15 per trade for intraday and F&O trades.

How much does Paytm Money charge for mutual fund investments?

Paytm Money does not charge any fees for mutual fund investments.

What services are covered under Paytm Money charges?

Paytm Money charges to cover the services related to stockbroking, and other investment-related services.

About Rajan Dhawan

Rajan has covered personal finance and investing for over 5 years. Previously, he was in the IT field for 8 years after completing his MCA but his deep interest in personal finance led him to become an investing expert. He is passionate about investing, stocks, startups, and cryptos.

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