Paytm Demat Account Charges, AMC Brokerage

Paytm offers free demat account opening with zero AMC charges. But there is a catch.

Paytm charges a fee of Rs 30 per month as a monthly platform fee, which is Rs 360 per annum. The same amount other stockbrokers charge for the annual maintenance fee. For me, the zero AMC fee is like a bluff.

In this blog post, I will provide information about all Paytm Money Demat charges that you may pay if you are a Paytm Demat holder.

Paytm Money Charges Details

Paytm Money Account Opening Charges

Paytm Money Money provides zero fees for account Demat and trading accounts.

Paytm Money Money Account Opening Charges – Free

Paytm Money Annual Maintenance Charges

Paytm Money Money charges zero annual maintenance fee for Demat & trading account. Whereas Paytm charges Rs 30 per month as a monthly platform fee. This Rs 360 per year is equivalent to AMC charges by other stockbrokers.

Paytm Money Brokerage Charges

Paytm Money offers one of the lowest brokerage charges in India. The brokerage charges are 0.05% or Rs. 15 per trade, whichever is lower.

Let’s have a look at the brokerage charges

Trading Segment	Charges
Equity Delivery	Lower of 2.5% or Rs. 15- per order
Equity Intraday	Rs. 15 or 0.05% per executed order whichever is lower
Equity Futures	Rs. 15 or 0.02% per executed order whichever is lower
Equity Options	Flat Rs. 15 per executed order

Paytm Money Delivery Charges

Paytm Money charges a lower of Rs. 10 or 2.5% per executed order on delivery orders.

For example, if you buy stocks worth Rs 500 then Paytm will charge Rs 12.5 for stock delivery, not Rs 15. But if you place an order for 5,00,000 then a fixed charge of Rs 15 will be charged.

Paytm Money Intraday Charges

Paytm Money charges a lower of Rs. 15 or 0.05% per executed order irrespective of the trading volume.

For example, if you trade worth Rs 20000 then Paytm Money will charge Rs 6 for stock intraday, not Rs 15. But if you place an order for 5,00,000 then a fixed charge of Rs 15 will be charged.

Paytm Money Futures Trading Charges

Paytm Money charges a lower of Rs. 20 or 0.02% per executed order irrespective of the trading volume for the equity segment.

For example, if you trade worth Rs 30000 then Paytm Money will charge Rs 6 for Futures, not Rs 15. But if you place an order for 1,00,000 then a fixed charge of Rs 15 will be charged.

Paytm Money Options Trading Charges

Paytm Money charges a flat fee of Rs 15 per options order for the equity segment.

Paytm Charges for IPO Investment

Paytm charges zero fees for IPO applications through its trading platform.

Paytm Money Call and Trade Charges

Paytm Money charge a fee of Rs. 100 per executed order for all trades executed through Call and Trade.

Call & Trade charges include –

successfully placed orders
executed orders
rejected orders
canceled orders

Paytm Money Plegde and Unpledged Charges

You can use the margin against Demat holdings for trading futures & options only. Paytm Money charges Rs 15 per scrip on pledging and upledging of the stocks.

Paytm Money Margin Shortfall Penality

Paytm Money charges a penalty of 1% on the Margin shortfall.

Paytm Money Charges For Auto-square Off

Paytm Money charge Rs. 50 per auto-squares off all open intraday positions at or after the cut-off time.

Segment	Equity intraday	Equity F&O	Currency F&O	Commodity F&O
Cut-off time	3.20 pm	3.25 pm	4.45 pm	25 mins before close

Paytm Money CML Modification charges

Paytm charges Rs 25 for modification in CML

Paytm Money Off Market Share Transfer Charges

You would need to pay Rs 10 per transaction for off-market share transfers.

Paytm Money Funds Add Charges

Paytm Money charges a fee Rs. 10 per deposit through netbanking. UPI & IMPS options are free.

Paytm Money Funds Withdraw Charges

Paytm Money doesn’t charge any fee for withdrawing funds from your trading to your bank account.

Paytm Money Charges for Cancelled Orders

Paytm Money does not charge any fees for canceling orders.

Cancellation can be due to –

Canceling orders manually
Auto-canceled by the system
Order rejected for short of funds or any reason

Paytm Money Charges for GTT

Paytm Money does not charge any fees for setting up GTT (Good Till Triggered) orders. However, a normal brokerage fee of up to Rs. 15 is charged when the order is triggered.

Paytm Money Charges For BTST

Paytm Money charges Rs 0 for BTST trades as this order comes under delivery product.

Paytm Money Charges for Debit Account Balance

1.5% charged monthly on the outstanding bill.

Paytm Physical statement courier Charges

You need to pay Rs. 300 per request + Rs. 300 per courier.

Government Taxes and Regulatory Charges

Paytm Money Transaction Charges

Paytm Money charges transaction charges for every trade executed on the exchange. The charges are levied by the exchange and vary from one exchange to another. The charges are as follows:

Segment	Charges
NSE Equity (intraday/ delivery)	0.00345%
BSE Equity (intraday/delivery)	0.00375%
NSE Equity Futures	0.0020%
NSE Equity Options	0.053%

Paytm Money STT Charges

STT (Securities Transaction Tax) is levied by the government on securities and commodities on all trades executed on the exchange. The charges are as follows:

Trading Segment	Charges
Equity Delivery	0.1% on both buy & sell
Equity Intraday	0.025% only on sell
Equity Futures	0.01% only on sell
Equity Options	0.05% only on sell

Paytm Money Stamp Duty

Stamp duty is a tax levied by the state government on the transfer of securities. Stamp duty is charged only on the buy side.

The stamp duty charges are as follows:

Trading Segment	Charges
Equity Delivery	0.015% or Rs 1500 / crore
Equity Intraday	0.003% or Rs 300 / crore
Equity Futures	0.002% or Rs 200 / crore
Equity Options	0.003% or Rs 300 / crore

Paytm Money DP Charges

Paytm Money charges a DP charge of Rs. 13.5 per scrip for each Demat debit transaction(sell). There are no charges for Demat credit transactions. This is charged only on stock delivery.

Paytm Money SEBI Charges

Every broker has to pay a fee to SEBI for every trade that they execute on behalf of their clients.

Paytm Money charges a fee of 0.0001% of turnover as SEBI charges.

GST (Goods and Services Tax)

GST is levied by the government on the services provided by the broker. 18% GST needs to be paid on all the charges like brokerage fees, SEBI charges, and transaction fees.

I have also written other brokers’ charges in detail, which you can check below to get a better understanding.