5paisa Annual Maintenance Charges, Brokerage, All Charges Details

5paisa offers different plans to cater to different investor needs – 

  • Regular plan
  • Power investor
  • Ultra trader

The regular plan is free but you have to pay monthly subscription fees of Rs 599 for the Power investor plan & Rs 1199 for the Ultra trader plan. 

Let’s check all the charges that 5paisa levies on its customers. 

5paisa Charges Details 

5paisa Account Opening Charges

5paisa offers free Demat account opening as of now.

5paisa Annual Maintenance Charges 

5paisa charges difference AMC charges based on your holdings in the Demat account as discussed below – 

Rs 0 per month If holdings are less than Rs 50,000
Rs 8 per month Holdings between Rs 50,000 to 2 lakh 
Rs 25 per month More than Rs 2 lakh holdings  
Rs 25 per month If you have more than one Demat account across brokers

UpstoxGroww, and Fyers are 3 stock brokers that charge zero annual maintenance fees.

5paisa Brokerage Charges

5paisa offers 3 plans regular plan, power investor and ultra trader plans to offer discounted brokerage plans. Power investor and Ultra trader plan come with a monthly subscription of Rs 599 and Rs 1199 respectively. 

Regular PlanPower InvestorUltra Trader
Monthly Subscription0Rs 599/monthRs 1199/month
Equity DeliveryRs 20Rs 10 Free 
All trades of equity, commodity & currency Rs 20 per tradeRs 10/ trade Rs 10 /trade, after 100 free traders

5paisa Delivery Charges

5paisa charge Rs 20 per delivery order in the regular plan and Rs 10 per order in the power investor plan. 

Delivery is free in the ultra-trader plan. 

You can check the Zerodha charges and which offer zero brokerage on delivery trades. Angel One and Fyers also provide free stock delivery.

5paisa Intraday Charges

5paisa charges a flat fee of Rs 20 per trade under the Regular plan and Rs 10 per trade under the Power investor plan. 

If you subscribe to the Ultra trader plan then your first 100 trades will be free after that you will be charged Rs 10 per trade. 

5paisa Futures & OptionsTrading Charges

5paisa charges a flat fee of Rs 20 per trade under the Regular plan and Rs 10 per trade in the Power investor plan for all segment futures and options trades. 

If you subscribe to the Ultra trader plan then your first 100 trades will be free after that you will be charged Rs 10 per trade. 

5paisa Call and Trade Charges

5paisa charges a fee of Rs. 100 per executed order for all trades executed through Call and Trade.

5paisa Charges for Mutual Funds 

5paisa charges zero fees for mutual fund investments through its platform.

5paisa Plegde and Unpledged Charges 

You can use the margin against Demat holdings for trading futures & options only. 5paisa charges Rs 12.5 per scrip on pledging. 

There is no fee charged for unpledging. 

5paisa MTF (Margin Trading Facility) Pledge Charges

5paisa charges Rs 25 per scrip on MTF orders. 

5pasia Normal Pledge Charges

₹50.00 per scrip for Normal pledging charges to get a loan against shares. 

5paisa Margin Shortfall Penalty 

5paisa charges 0.06% per day on your debit balance. 

5paisa Charges For Auto-square Off

5paisa charge Rs. 50 per  Auto-square Off on all open intraday positions at or after the cut-off time. 

SegmentEquity intradayEquity F&OCurrency F&OCommodity F&O
Cut-off time3.20 pm3.25 pm4.45 pm25 mins before close

5paisa Funds Add Charges 

5paisa charge a fee of Rs. 10 per deposit through net banking. Otherwise, 5paisa does not levy any fees for depositing money through  UPI, NEFT, and IMPS.

5paisa Funds Withdraw Charges 

You don’t have to pay any fee for withdrawing funds from your 5paisa account to your bank account.

5paisa Charges for Cancelled Orders

5paisa does not charge any fees for canceling orders.

Cancellation can be due to –

  • Canceling orders manually
  • Auto-canceled by the system
  • Order rejected for short of funds or any reason

5paisa Charges for GTT

5paisa does not charge any fees for setting up GTT (Good Till Triggered) orders. However, a normal brokerage fee of up to Rs. 20 is charged when the order is triggered.

5paisa Charges For BTST

5paisa charges as per the plan for BTST trades as this order comes under delivery product.

5paisa Charges for Debit Account Balance 

5paisa charges 0.06% interest per day (21.90% p.a.) on the debit balance.

You may like to read5paisa vs Upstox comparison

Government Taxes and Regulatory Charges

5paisa SEBI Charges

5paisa charges a fee of Rs 10 per crore traded as SEBI charges.

GST (Goods and Services Tax)

GST is levied by the government on the services provided by the broker. 18% GST needs to be paid on all the charges like brokerage fees, SEBI charges, and transaction fees.

5paisa Transaction Charges

5paisa charges transaction charges for every trade executed on the exchange. The charges are levied by the exchange and vary from one exchange to another. The charges are as follows:

Segment Charges 
NSE Equity (intraday/ delivery)0.00345%
BSE Equity (intraday/delivery) 0.00345%
NSE Equity Futures0.0020%
NSE Equity Options0.053%
NSE Currency Futures0.0009%
NSE Currency Options0.035%
Commodity Futures0.0026%
Commodity Options0.05%

5paisa STT Charges

STT (Securities Transaction Tax) is levied by the government on securities and commodities on all trades executed on the exchange. The charges are as follows:

Trading SegmentCharges
Equity Delivery0.1% on both buy & sell
Equity Intraday 0.025% only on sell
Equity Futures0.01% only on sell
Equity Options0.05% only on sell
Currency FuturesNo STT
Currency OptionsNo STT
Commodity Futures0.01% on sell (Non-Agri)
Commodity Options0.05% on sell

5paisa Stamp Duty

Stamp duty is a tax levied by the state government on the transfer of securities. Stamp duty is charged only on the buy side. 

The stamp duty charges are as follows:

Trading SegmentCharges
Equity Delivery0.015% or Rs 1500 / crore
Equity Intraday 0.003% or Rs 300 / crore
Equity Futures0.002% or Rs 200 / crore
Equity Options0.003% or Rs 300 / crore 
Currency Futures0.0001% or Rs 10 per crore
Currency Options0.0001% or Rs 10 per crore
Commodity Futures0.002% or Rs 200 per crore
Commodity Options0.003% or Rs 300 per crore 

5paisa DP Charges

5paisa charges a DP charge of Rs. 12.5 per scrip for each Demat debit transaction(sell). There are no charges for Demat credit transactions. This is charged only on stock delivery. 

I have tried to add the details of all the 5paisa charges. If I missed any details, let me know in the comments. 

About Rajan Dhawan

Rajan has covered personal finance and investing for over 5 years. Previously, he was in the IT field for 8 years after completing his MCA but his deep interest in personal finance led him to become an investing expert. He is passionate about investing, stocks, startups, and cryptos.

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