5paisa offers different plans to cater to different investor needs –
- Regular plan
- Power investor
- Ultra trader
The regular plan is free but you have to pay monthly subscription fees of Rs 599 for the Power investor plan & Rs 1199 for the Ultra trader plan.
Let’s check all the charges that 5paisa levies on its customers.
5paisa Charges Details
5paisa Account Opening Charges
5paisa offers free Demat account opening as of now.
5paisa Annual Maintenance Charges
5paisa charges difference AMC charges based on your holdings in the Demat account as discussed below –
| Rs 0 per month | If holdings are less than Rs 50,000 |
| Rs 8 per month | Holdings between Rs 50,000 to 2 lakh |
| Rs 25 per month | More than Rs 2 lakh holdings |
| Rs 25 per month | If you have more than one Demat account across brokers |
Upstox, Groww, and Fyers are 3 stock brokers that charge zero annual maintenance fees.
5paisa Brokerage Charges
5paisa offers 3 plans regular plan, power investor and ultra trader plans to offer discounted brokerage plans. Power investor and Ultra trader plan come with a monthly subscription of Rs 599 and Rs 1199 respectively.
| Regular Plan | Power Investor | Ultra Trader | |
| Monthly Subscription | 0 | Rs 599/month | Rs 1199/month |
| Equity Delivery | Rs 20 | Rs 10 | Free |
| All trades of equity, commodity & currency | Rs 20 per trade | Rs 10/ trade | Rs 10 /trade, after 100 free traders |
5paisa Delivery Charges
5paisa charge Rs 20 per delivery order in the regular plan and Rs 10 per order in the power investor plan.
Delivery is free in the ultra-trader plan.
You can check the Zerodha charges and which offer zero brokerage on delivery trades. Angel One and Fyers also provide free stock delivery.
5paisa Intraday Charges
5paisa charges a flat fee of Rs 20 per trade under the Regular plan and Rs 10 per trade under the Power investor plan.
If you subscribe to the Ultra trader plan then your first 100 trades will be free after that you will be charged Rs 10 per trade.
5paisa Futures & OptionsTrading Charges
5paisa charges a flat fee of Rs 20 per trade under the Regular plan and Rs 10 per trade in the Power investor plan for all segment futures and options trades.
If you subscribe to the Ultra trader plan then your first 100 trades will be free after that you will be charged Rs 10 per trade.
5paisa Call and Trade Charges
5paisa charges a fee of Rs. 100 per executed order for all trades executed through Call and Trade.
5paisa Charges for Mutual Funds
5paisa charges zero fees for mutual fund investments through its platform.
5paisa Plegde and Unpledged Charges
You can use the margin against Demat holdings for trading futures & options only. 5paisa charges Rs 12.5 per scrip on pledging.
There is no fee charged for unpledging.
5paisa MTF (Margin Trading Facility) Pledge Charges
5paisa charges Rs 25 per scrip on MTF orders.
5pasia Normal Pledge Charges
₹50.00 per scrip for Normal pledging charges to get a loan against shares.
5paisa Margin Shortfall Penalty
5paisa charges 0.06% per day on your debit balance.
5paisa Charges For Auto-square Off
5paisa charge Rs. 50 per Auto-square Off on all open intraday positions at or after the cut-off time.
| Segment | Equity intraday | Equity F&O | Currency F&O | Commodity F&O |
| Cut-off time | 3.20 pm | 3.25 pm | 4.45 pm | 25 mins before close |
5paisa Funds Add Charges
5paisa charge a fee of Rs. 10 per deposit through net banking. Otherwise, 5paisa does not levy any fees for depositing money through UPI, NEFT, and IMPS.
5paisa Funds Withdraw Charges
You don’t have to pay any fee for withdrawing funds from your 5paisa account to your bank account.
5paisa Charges for Cancelled Orders
5paisa does not charge any fees for canceling orders.
Cancellation can be due to –
- Canceling orders manually
- Auto-canceled by the system
- Order rejected for short of funds or any reason
5paisa Charges for GTT
5paisa does not charge any fees for setting up GTT (Good Till Triggered) orders. However, a normal brokerage fee of up to Rs. 20 is charged when the order is triggered.
5paisa Charges For BTST
5paisa charges as per the plan for BTST trades as this order comes under delivery product.
5paisa Charges for Debit Account Balance
5paisa charges 0.06% interest per day (21.90% p.a.) on the debit balance.
You may like to read – 5paisa vs Upstox comparison
Government Taxes and Regulatory Charges
5paisa SEBI Charges
5paisa charges a fee of Rs 10 per crore traded as SEBI charges.
GST (Goods and Services Tax)
GST is levied by the government on the services provided by the broker. 18% GST needs to be paid on all the charges like brokerage fees, SEBI charges, and transaction fees.
5paisa Transaction Charges
5paisa charges transaction charges for every trade executed on the exchange. The charges are levied by the exchange and vary from one exchange to another. The charges are as follows:
| Segment | Charges |
| NSE Equity (intraday/ delivery) | 0.00345% |
| BSE Equity (intraday/delivery) | 0.00345% |
| NSE Equity Futures | 0.0020% |
| NSE Equity Options | 0.053% |
| NSE Currency Futures | 0.0009% |
| NSE Currency Options | 0.035% |
| Commodity Futures | 0.0026% |
| Commodity Options | 0.05% |
5paisa STT Charges
STT (Securities Transaction Tax) is levied by the government on securities and commodities on all trades executed on the exchange. The charges are as follows:
| Trading Segment | Charges |
| Equity Delivery | 0.1% on both buy & sell |
| Equity Intraday | 0.025% only on sell |
| Equity Futures | 0.01% only on sell |
| Equity Options | 0.05% only on sell |
| Currency Futures | No STT |
| Currency Options | No STT |
| Commodity Futures | 0.01% on sell (Non-Agri) |
| Commodity Options | 0.05% on sell |
5paisa Stamp Duty
Stamp duty is a tax levied by the state government on the transfer of securities. Stamp duty is charged only on the buy side.
The stamp duty charges are as follows:
| Trading Segment | Charges |
| Equity Delivery | 0.015% or Rs 1500 / crore |
| Equity Intraday | 0.003% or Rs 300 / crore |
| Equity Futures | 0.002% or Rs 200 / crore |
| Equity Options | 0.003% or Rs 300 / crore |
| Currency Futures | 0.0001% or Rs 10 per crore |
| Currency Options | 0.0001% or Rs 10 per crore |
| Commodity Futures | 0.002% or Rs 200 per crore |
| Commodity Options | 0.003% or Rs 300 per crore |
5paisa DP Charges
5paisa charges a DP charge of Rs. 12.5 per scrip for each Demat debit transaction(sell). There are no charges for Demat credit transactions. This is charged only on stock delivery.
I have tried to add the details of all the 5paisa charges. If I missed any details, let me know in the comments.
